We designed our loan process to fit your needs and help you grow. As you build credit with Vine MicroFinance, you unlock larger loan amounts.
Unlike other lenders, we don’t make you jump through hoops or fill out paperwork. Simply apply through SMS and get approved in under 24 hours.
We don’t charge late fees or rollover fees, we don’t put restrictions on how you spend your money, and our customer support team is available 24/7.
You can apply for a loan as long as your employer is registered with us. Fast and easy application, it takes under 2 minutes to complete an application via SMS.
Already disbursed. So what are you waiting for?Apply Now!
No Paperwork, no queues or questions that Banks ask. Just apply via SMS anytime anywhere!
If we can offer you a loan, we will communicate it within 1 Hour. If we cannot, we will explain the reasons why.
We have many happy and smiling faces to assist you with your questions and inquiries.
You do not need to have collateral assets, a bank account, guarantors or a salaried job to raise a loan.
The cost is lower than bank loans, and you choose your own repayment schedule.
Your credit limit increases with each on-time repayment, up to a maximum of 50,000 KES per loan.
No questions asked! I got my loan approved a few minutes after application. It saved me a lot during my hour of need.
No internet needed to receive money! I was in a remote place with limited internet access, Vine MicroFinance saved me via SMS.
Excellent customer support! I made a repayment but it failed to reflect in my statement immediately. They called me for support before I did.